The Diversified Dilemma

Many investors own a dozen or more ETFs but lack a unifying purpose. Over-diversification is diluting portfolios and could be holding back returns. Here’s how to simplify and sharpen your approach:

1. Define your goal Are you aiming for growth, income or capital preservation? Focus on one primary objective to build a coherent strategy.
2. Cut the clutter Multiple ETFs with overlapping holdings can add cost without benefit. Streamline your selection.
3. Choose core holdings Pick a few well‑selected ETFs that align with your goal—such as a broad equity fund for growth or a bond ETF for income.
4. Regularly review Monitor your portfolio periodically. If it drifts from your goal, rebalance or replace holdings accordingly.
5. Avoid complexity A focused, disciplined approach beats an unwieldy, confusing mix of investments.

In short, less can often mean more when diversification is intentional rather than accidental.

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Ready to maximise your portfolio with clarity and purpose? Contact the experts at Oreana Private Wealth today. Let us help you build a simplified, goal‑driven investment strategy tailored to your needs.